Dental Insurance for Implants
Dental implants have been available many years now, and you may think that there is dental insurance for implants, but most insurance companies consider it a cosmetic treatment. Thus, dental implants may not covered by insurance companies. However, many insurance companies are beginning to offer dental insurance for implants so it would be a good idea to check with your insurance provider if they are one of those companies that do. If not, you still have options.
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If your insurer offers dental insurance for implants, then implants may be a good option to replace some of your teeth rather than leaving an empty space. Even though you insurance may cover the implants, it probably won’t cover the entire cost. You will still need to pay for some of the treatment because some things will not covered by your insurance.
Dental Insurance For Implants – What Is The Definition Of A Dental Implant?
A dental Implant is basically a small titanium screw that is implanted into your jawbone. It acts as a tooth root where a prosthetic tooth, crown or even a denture can be attached. It provides the support that the prosthetic needs to stay securely in place for a very long time. Dental implants can be used to replace missing, damaged, or badly decayed teeth, as well as support dental bridges and dentures without affecting the adjacent teeth.
Dental Insurance for Implants – Compared To Other Alternatives
Many patients are choosing this type of procedure as an alternative compared to dentures or bridges. Dentures can affect the way you taste your food, and they also need to be removed when you clean them. Traditional dentures can slide around inside your mouth, causing irritation and other dental health issues. Using dental implants to support the denture eliminates many of the negatives usually associated with dentures. Most importantly, implant supported dentures will not pop out at the most inopportune time, and you don’t need to worry about messy denture adhesives. You can simply snap the denture in place, and easily remove them at night for cleaning.
Bridges use adjacent teeth as support which, after time, can cause those supporting teeth to shift and move around. This added pressure can be completely eliminated with dental implants since they have a minimal effect of the neighboring teeth. The bridge will stay securely in place, and the adjacent teeth will not move around.
Dental Insurance for Implants – About Coverage
Insurance companies that offer dental insurance for implants will cover the tooth or teeth, but don’t cover the fixture. Most insurers that offer dental insurance for implants are usually tied to certain dentists that provide implants at a lower cost.
If your insurer does offer coverage, the plan that includes that coverage will usually cost considerably more than a basic dental insurance. However, the cost of the implants will usually be higher than the entire insurance premium. One suggestion would be to get that extended coverage, have the implants put in, and then scale back your coverage after receiving the implants. Be aware that if you do take that extended coverage, most insurers will require you to lock in for a certain period of time.
In the future, as dental implants become more popular, many dental insurers will include dental insurance for implants. At the moment, the number of insurers that cover implants is limited. If the insurers covered a higher percentage than they do now, many more people and dentists will choose this alternative compared to other options such as bridges and dentures…or not replacing missing teeth at all.
Dental implants can cost $1,000 to $3,000 per tooth, so you can imagine how expensive a full set of dental implants would cost, the bill can be very high depending on your needs. If you have dental coverage, the best advice would be to find out if you are already covered, and if not, if they offer dental insurance for implants.